Escrow Bank Account in the UAE – Protect Your High-Value Transactions
When you’re dealing with real estate, mergers & acquisitions, or large trade deals in the UAE, an escrow bank account acts as your financial safety net.
This secure third-party account ensures funds are held until agreed terms are fulfilled—giving both parties transparency, trust, and protection.
Get a response within 60 sec!

What Is an Escrow Bank Account?
An escrow account is a secure holding account managed by a neutral financial institution (usually a licensed bank in the UAE).
Here’s how it works:
- Funds are deposited by the buyer into the account
- Funds are released only after specific contractual conditions are met
- Used in high-stakes deals where trust and legal compliance are critical
Use Cases for Escrow in the UAE
Required by most major banks (Emirates NBD, FAB, ADIB, Mashreq, etc.):
Real Estate Transactions
UAE law mandates escrow accounts for off-plan property deals. Payments are only released to developers upon project completion milestones—ensuring your investment is protected.
Mergers & Acquisitions
Secure funds during due diligence and contract finalization. Escrow minimizes risks of non-performance and ensures fair exit terms.
Cross-Border Trade & E-Commerce
Facilitate international trade and large supply contracts with trusted payment mechanisms that benefit both buyers and sellers.
How OfinGlobal Helps
Setting up an escrow account in the UAE requires more than just paperwork. You need the right bank, the right structure, and alignment with regulatory requirements.
With OfinGlobal, you get:
- Assistance with account setup through licensed UAE banks
- Expert guidance on selecting the right escrow model
- Legal and documentation support
- Add-on services like corporate banking, real estate advisory, or deal structuring


Required Documents for Escrow Setup
Exact documentation varies by transaction type, but generally includes:
FAQs – Escrow Bank Accounts in the UAE

It’s a regulated bank account where funds from buyers are held and released to developers only after project milestones are achieved.
Yes, for off-plan property transactions, developers must have escrow accounts registered with the Dubai Land Department.
Yes. Escrow is commonly used in M&A, joint ventures, e-commerce, and cross-border trade to ensure payment protection.
While both are secure, escrow accounts involve a neutral third-party bank, whereas trust accounts often involve trustees with broader fiduciary responsibilities.
Typically 7–14 business days, depending on the bank, transaction type, and documentation.
Let’s Secure Your Transaction
Whether you’re investing in property or closing a complex business deal, OfinGlobal ensures your funds are secure—aligned with UAE law and best practices.
Let us help you choose the right bank, structure your escrow account, and keep your capital safe.